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Sydney Mortgage
Revealed: Important new information for First Time Buyers.
With falling interest rates, now is definitely the time to refinance your home loan interest rate.
Is your home loan still a good deal? Our free home loan review will find out for you.

Sutherland Mortgage Broker


Including: Bonnet Bay - Jannali - Kareela - Woronora - Sutherland - Kirrawee - Woronora Heights -Loftus - Royal National Park

Living in Southern Sydney and looking for property in Sutherland?  If you want to know what the local market is doing, or how much you can borrow, then talk to Your Local Mortgage Broker Sutherland.  

Interest Rates are Falling FAST.

Make sure you take advantage by speaking to a Sydney finance broker now. Just complete the form below
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How much can I borrow?
How much you can borrow depends on several factors:
  • your income
  • your expenses
  • any other assets you may have
  • debts such as credit cards
  • how much you can afford to repay each month.  

A lender will look at all of these factors and asses what your lending limit is.  Your mortgage broker can help you to determine your borrowing capacity after assessing a few simple lifestyle factors.

Saving a deposit
The more you can put down as a deposit at the start the better off you will be when negotiating a great mortgage.  Typically, lenders look for a 10% - 20% deposit, which on a $250,000 property can be as much as $25,000.  This is why it is vital that you start saving long before you want to buy a property.  If you can not save up a deposit, then you can take out a no-deposit loan, where you borrow 100% of the property value.   This can be a great alternative for some buyers who struggle to save.  But it also means that you will need to pay lenders mortgage insurance, although some lenders will now waive this fee in order to get your business.

Moving in
Once your home loan has been approved, your mortgage broker can assist with organising settlement, and ensure that all transactions go through smoothly.  This means less stress for you and you can concentrate on moving into your dream home faster.  Your mortgage broker can even help put you in touch with resources to help you move, such as removalists and utility suppliers.

To find your nearest Local Mortgage Broker you can call us on 1300 787 665 or submit an online enquiry. One of our experienced mortgage advisors will be happy to take your call.

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Sydney Home Loans

Full featured home loans

No longer just a basic home loan. Full features like redraw, all at low interest rates.

Debt Consolidation

Make life easier with a single monthly repayment.

Refinancing

New low interest rates are now on the market. Time to refinance and save.

Low Doc Home Loans

Don't be penalised just because you run a successful small business. Be treated as an equal here.

Home Equity Loans

Access the equity in your home to buy investments, fund home improvements or take that once-in-a-lifetime holiday.

Cheapest Interest Rates

Introductory or honeymoon home loans can have some of the lowest interest rates around.