Ryde Mortgage Broker
Sitting on the north bank of the Parramatta River, the suburb of Ryde can offer great lifestyle options. Our job is to help get you the best home loan by looking at your personal situation and matching a mortgage to your lifestyle and future goals. Ryde Mortgage Broker can help you find the best fit.
Includes: Denistone, East Ryde, North Ryde, West Ryde, Gladesville, Meadowbank, Rhodes, Putney, Tennyson Point
Introductory rates
Some lenders offer home loans with very low interest rates for an initial period, usually around one – two years. Designed to get your attention and offer you a low rate, these loans can seem very attractive, especially to people on low to middle incomes. While the low rates can indeed save you considerable money during the ‘honeymoon period’ you need to be aware of the rate which the loan will revert to once this introductory period is over.
What is a reverse mortgage?
A Reverse Mortgage (also known as equity release) allows borrowers to access the equity in their current home. You do not repay the debt until the property is sold. For older people, who may wish to release some of the equity in their home to top up their income or finance other projects such as home renovations, this can be a great option. However, if property prices slow or become negative, you can quickly loose all of the equity in your home, so borrowers should be careful and seek the advice of an experienced mortgage broker before deciding on this type of home loan.
Getting mortgage approval
We can handle the whole process for you, we can gather the documents required and submit the application on your behalf. This can make the process a lot quicker and simpler. Once you have approval, we also set up the settlement and explain what you need to do.
Existing loans
If you already have a mortgage with a particular lender, we can help you get a better deal. The lender will know that it is the role of your mortgage broker to work to get you the best rate possible. This can be very useful when negotiating a better deal, even with your current lender.
To talk to your nearest Local Mortgage Broker, simply dial  or submit the on line enquiry form.
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