Call us articles sitemap  
Sydney Mortgage
Revealed: Important new information for First Time Buyers.
With falling interest rates, now is definitely the time to refinance your home loan interest rate.
Is your home loan still a good deal? Our free home loan review will find out for you.

Looking for low doc home loans?

These loans are designed to assist self-employed and casual workers gain a mortgage.  Traditionally, lenders require substantial proof of income and financial documentation when applying for a home loan. 

Low doc home loans allow borrowers to apply for a Sydney home loan, without the need to show proof of income.

You will need to sign a declaration of income, but will not need to provide supporting evidence.  Most low doc home loans come with a slightly higher interest rate, but with most lenders now offering these loans, it is now getting more competitive and a lot easier to apply.

Interest Rates are Falling FAST.

Make sure you take advantage by speaking to a Sydney finance broker now. Just complete the form below
First Name:
Last Name:
Suburb:
Postcode:
Phone:
Email:
Please have someone contact me ASAP.
or call 1300 787 665
Unsure?
Please read our pledge to protect your privacy.


Advantages:
•    Low doc home loans offer borrowers with little proof of income an opportunity to apply for a home loan
•    Self employed workers can provide two years financial history instead of income documents
•    You may be eligible for lower interest rate if able to supply tax returns at a later date
•    Less paper work and a more streamlined application process


Risks:
•    The rate will usually be higher on low doc loans
•    Usually a higher deposit is required
•    The length of loan is usually shorter than with a standard loan, so borrowers will need to refinance after a set period of time
•    Some loans require extra security such as a car or other assets
•    Can usually only borrow up to 80 per cent of the property


Low doc home loans are a great option for self employed workers, or for borrowers unable to show proof of income.

 		  Our lenders

More in this Section

If my bank collapses, what happens to my mortgage?

If my bank collapses, what happens to my mortgage

Home loans in Sydney

The right loan is out there waiting for you.

Pro Packs

Borrowers with a Sydney home loan may benefit from a pro pack loan.

Offset accounts

Offset accounts offer a link between your savings and your mortgage.

Non conforming home loans

Non conforming loans offer borrowers options despite poor credit history

 

Sydney Home Loans

Full featured home loans

No longer just a basic home loan. Full features like redraw, all at low interest rates.

Debt Consolidation

Make life easier with a single monthly repayment.

Refinancing

New low interest rates are now on the market. Time to refinance and save.

Low Doc Home Loans

Don't be penalised just because you run a successful small business. Be treated as an equal here.

Home Equity Loans

Access the equity in your home to buy investments, fund home improvements or take that once-in-a-lifetime holiday.

Cheapest Interest Rates

Introductory or honeymoon home loans can have some of the lowest interest rates around.