Call us articles sitemap  
Sydney Mortgage
Revealed: Important new information for First Time Buyers.
With falling interest rates, now is definitely the time to refinance your home loan interest rate.
Is your home loan still a good deal? Our free home loan review will find out for you.

Line of Credit Loans

Essentially, line of credit home loans give you a credit facility secured on your home loan.  An agreed limit will be set, and funds can be accessed up to that limit at any time.  

Using a credit card, you are able to withdraw funds from your Sydney mortgage as you need them, either for day to day expenses or for other investments such as a second home.  You can choose to make repayments either in full or on a monthly basis.

Advantages:

Interest Rates are Falling FAST.

Make sure you take advantage by speaking to a Sydney finance broker now. Just complete the form below
First Name:
Last Name:
Suburb:
Postcode:
Phone:
Email:
Please have someone contact me ASAP.
or call 1300 787 665
Unsure?
Please read our pledge to protect your privacy.

•    Funds are easily accessed via a credit card or cheque book
•    Credit limits are typically higher than credit cards
•    A lower interest rate than most credit cards
•    Offer flexibility in funding other projects such as home renovations and holidays
•    Other debts can be consolidated into the loan thereby giving you more control over your finances


Considerations:
•    With funds so easy to access, borrowers must be
     disciplined in their spending, as all loans have to be
     repaid eventually
•    Some line of credit loans come with extra fees and
     charges
•    Falling behind on repayments can result in you loosing
     your home


Is a line of credit loan suitable for you?
Line of credit loans offer a great opportunity to home owners wishing to access extra funds for other projects.  If you have a home loan in Sydney, and wish to use your property as security against a new loan, then you can look at line of credit as a potential strategy.

 		  Our lenders

More in this Section

If my bank collapses, what happens to my mortgage?

If my bank collapses, what happens to my mortgage

Home loans in Sydney

The right loan is out there waiting for you.

Pro Packs

Borrowers with a Sydney home loan may benefit from a pro pack loan.

Offset accounts

Offset accounts offer a link between your savings and your mortgage.

Non conforming home loans

Non conforming loans offer borrowers options despite poor credit history

 

Sydney Home Loans

Full featured home loans

No longer just a basic home loan. Full features like redraw, all at low interest rates.

Debt Consolidation

Make life easier with a single monthly repayment.

Refinancing

New low interest rates are now on the market. Time to refinance and save.

Low Doc Home Loans

Don't be penalised just because you run a successful small business. Be treated as an equal here.

Home Equity Loans

Access the equity in your home to buy investments, fund home improvements or take that once-in-a-lifetime holiday.

Cheapest Interest Rates

Introductory or honeymoon home loans can have some of the lowest interest rates around.